Our clients say:
Joel Allumbaugh and the Allumbaugh Agency have provided us services far beyond the usual selection of benefit plans. Joel has kept us informed of trends in the healthcare industry as he keeps a close and critical eye on it. He has a large back up team of support personnel. Joel has helped us answer the tricky technical benefit questions that frequently arise. I know we are getting the freshest and most reliable business advice from Joel and his dedicated team.
Earle W. Noyes & Sons Moving Specialists, Inc.
We have partnered with Joel and the Allumbaugh Agency for over 10 years. Joel and his team work hard to advocate, educate and offer strategic solutions to employers like us, so we can provide affordable and comprehensive benefits to employees and their families. Joel and his team have helped us build strategies over the years to:
• Manage and control medical expenses and health insurance premiums;
• Implement purpose-driven, outside-the-box health insurance plan designs and offerings;
• Educate and incentivize our employees to become engaged healthcare consumers;
• Connect our employees with services that help them get the right care at the right time (quality and COE referrals);
• Partner with an occupational wellness provider to implement one-on-one, on-site health coaching to drive behavior changes and reduce health risks resulting in a healthier workforce, more preventive care, and less medical spending;
• Introduce a tool/app for employees to “shop” for healthcare cost and quality while providing an aggregate approach to identifying education and cost-saving opportunities;
• Guide with compliance requirements related to ERISA, ACA, the DOL and the IRS; and
• Provide an electronic benefit portal for easy enrollment and mandatory reporting.
Richelle R. Wallace, M.A., SPHR, SHRM-SCP
Senior Resources Officer, Senior Vice President
Norway Savings Bank
C N Brown Company has been working with the Allumbaugh Agency for several years and have found them to be responsive to all of our needs. They are always professional and go over and above to assist us when issues arise. The ability to have access to legal consultation is a tremendous service that the Allumbaugh agency has provided. For example their legal adviser assisted us with our recent employer shared responsibility audit with the IRS in a very timely manner resulting in our favor. This was all included with the services that the Allumbaugh Agency offers. All of the staff is easy to talk with and pleasurable to work with.
C N Brown Company
Due to the fluctuating nature of our workforce, Manpower Maine has come to depend on the Allumbaugh Agency to accurately manage monthly enrollment, weekly deduction and remittance changes, and annual reporting. It would be difficult to offer our employees the wide range of benefits that we do without their professional services.
They make my life easier.
The Allumbaugh Agency has been a true partner to Manpower Maine. They have been instrumental in finding health insurance options for our employees that are both benefit-rich and cost-effective, and have kept us educated on the ever-changing healthcare and regulatory landscape. We recommend the Allumbaugh Agency every chance we get.
April Clark, SPHR/SHRM-SCP
President, Manpower Maine
Because our Health Insurance Trust was frustrated with the ever increasing costs and complete lack of any control over the those costs, I went to Joel as he is one of the best if not the best professional with a deep knowledge of the health insurance and medical industry in Maine. In our case, Joel was able to create a self insured Trust that allows us to address costs, utilization, drug prices, and access while creating transparency in our health care costs to deliver a great product to our employees. He works above and beyond the small compensation that he receives, and as a broker is often working against his own self-interest for the betterment of our association and our members. Joel and his staff are honest, direct, and always extremely helpful. Call me if you want to know more.
President & CEO
Maine Energy Marketers Association
Joel and his staff have been an invaluable resource in helping us navigate through the increasingly complex health insurance regulations. He has also provided a number of affordable options in both health and supplemental coverages. I look forward to continuing our relationship with the Allumbaugh Agency in the future.
Director of Human Resources, Safety, and Compliance, Fabian Oil Inc.
We have worked with Joel and his team at The Allumbaugh Agency for many years. They have always been helpful, responsive, pleasant and professional in all our dealings. They are very proactive, keeping us aware of all filing deadlines and government regulations. They know their business and have provided answers for any questions that have come up. I totally enjoy working with them and appreciate their support.
Hutchins Trucking Company
We at Maine Commercial Tire have been utilizing the Allumbaugh Agency for close to ten years now. We have nothing but high praise for them. The staff is experienced professionals, knowledgeable in all aspects of our benefits. Their team works hard with Insurance Carriers to get us the best premiums possible without losing benefit coverage. We recommend any organization looking for an Agency to work for them to try The Allumbaugh Agency.